Banking | 09.25.25

Scam Alert: How to Spot Fake Bank Calls & Texts

You’re on the phone with someone claiming to be from the bank, but something doesn’t feel right. Maybe they’re demanding your Social Security Number, or they won’t let you hang up to “protect your account.”  When this is the case, pause and think: could you be talking to a scammer? Spoofed (or forged) caller ID […]

Banking | 06.11.25

Best of Central California 2025

  We’re thrilled to announce that FFB Bank has been named the Best of Central California winner for Best Bank — four years in a row! This recognition means the world to us because it comes directly from the people who matter most: our customers, our team, our community, and every supporter of FFB. Your […]

Banking | 06.6.25

How to Separate Personal and Business Finances in 6 Easy Steps

You started your business to follow your passion, make an impact, or finally be your own boss —not to spend hours figuring out which expenses were personal and which were business. While it might seem harmless to mix funds at first, over time it can lead to messy books, legal headaches, or even missed opportunities […]

Banking | 05.21.25

Good Debt vs Bad Debt: What’s the Difference?

When you hear the word “debt,” what’s your first reaction? Regret? Panic? The truth is, not all debt is created equal—and not all of it has to be harmful. In fact, some borrowing can actually work in your favor, helping you reach big goals like owning a home, starting a business, or earning a degree. […]

Banking | 05.2.25

Mastering Networking for Business Owners

When it comes to growing your business, few tools are as powerful (or as underrated) as good old-fashioned networking. It’s not just about exchanging business cards or making small talk—it’s about learning, growing, and making real connections that last beyond a handshake. All it takes is one conversation with the right person to open the […]

Banking | 04.22.25

8 Steps to Start and Grow Your Freelance Career

The 9-to-5 lifestyle isn’t for everyone, and that’s okay! Freelancing can be a great alternative for those who want more freedom in how they work – whether that means setting your own schedule, choosing projects you’re passionate about, or just skipping the daily commute. At its core, Freelancing is about offering your skills independently, rather […]

Banking | 03.28.25

The Ultimate Guide to Creating a Memorable Brand Identity

You only get one shot at a great first impression, and that’s exactly what your brand identity does for your business. But here’s the thing: branding isn’t just about a cool logo or catchy slogan – it’s about leaving a lasting impression that truly resonates. Your brand identity is the soul of your business, showing […]

Banking | 03.17.25

Watch Out for These 8 Tax Season Scams

Tax season is stressful enough without scammers trying to sneak in and steal your information. Between forms, deadlines, and deductions, the last thing you need is fraudsters popping up in your inbox, on your phone, or on your social media feed. From fake IRS calls to “too good to be true” refund loans, these scammers […]

Banking | 02.26.25

Understanding the 5 Cs of Credit

If you’re applying for a loan, here’s the truth: it’s not just about your credit score! Lenders actually follow a tried-and-true formula to determine who qualifies and on what terms—the 5 Cs of Credit: Character, Capacity, Capital, Collateral, and Conditions. While every lender weighs them differently, these five factors are the foundation of nearly all […]

Banking | 02.19.25

Remembering Al Smith (1939-2025)

We are heartbroken to share the passing of Al Smith, a beloved member of FFB Bank’s Board of Directors, who passed away on Saturday at the age of 86. Mr. Smith’s contributions to the Bank and to the community as a whole were immeasurable, and he leaves behind a lasting legacy of service and dedication […]

Banking | 02.14.25

The Couples Guide to Saving and Managing Money

There’s no greater feeling than knowing you’ve found the person you want to build a future with. The only lingering question? How in the world are you going to finance that future together? Whether it’s saving for a dream vacation, buying a house, or planning for those “someday” moments, managing money as a couple doesn’t […]

Banking | 01.21.25

Is Your Checkbook Safe? How to Protect Your Checks from Fraud

Let’s talk checks for a second. Sure, they might seem “old school” these days, but that doesn’t mean they’re off-limits to scammers. In fact, check fraud has nearly doubled since 2021 even as check usage continues to decline. Not actually what you want to hear, right? Don’t worry though! As long as you understand how […]